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Credit Articles

1: Getting All The Protection You Need From A Virtual Credit Card Number
These days, many people decide not to take their fancy and expensive cameras on vacations with them.

2: You Must Protect Your Credit Card Information
How safe is your credit card information when you use it at your favorite places to shop, dine or enjoy recreation and entertainment?

3: What are the Hidden Credit Card Fees
Technically, credit card companies are required by the Federal Law to state all fees associated with the credit cards they offer. However, these fees are not explicitly written unless you take a look at the Policy Agreement or the Terms and Conditions which can be found when you sign up your online application.

4: Foreclosure: Its Types And Opportunities In A Down Market
Foreclosure can end up in various ways. Some of them are public auction, pre-foreclosure, and REO or bank repossession. In all these three cases, one thing that is common is that one has to part with his/her property in case of failure of making a repayment of loan.

5: A Falling Market: A Good Time For Wise Brokers And Agents
During foreclosure, one can really crack a big deal as a broker or agent if he has the required wit and skill. One should know properly the ways of doing it. As most of the foreclosed properties today are sold through brokers and agents, they enjoy an advantageous position.

6: Six Ways to Cut Credit Card Debt
Indications from the Federal Reserve show that in 2007 consumer debt in the U.S. remained fairly steady, averaging at approximately $8,500 per citizen. Roughly 37 percent of that consumer debt, according to the study, is revolving credit - defined as credit that is repeatedly available as periodic repayments are made. The most common type of revolving credit is credit cards.

7: How Do You Delete Inquiries On A Credit Report?
Before we answer the question - how do you delete inquiries on a credit report, I'll discuss what inquiries are. First of all an inquiry means that someone took a look at your credit report.

8: Credit Card Types: Which Is Right For You?
With so many credit cards to choose from, it's easy to choose the one that is right for your needs.

9: Tips To Help Students Repair Credit Score
It seemed like just yesterday when you were eating mom's home-cooked breakfasts and hitting up dad for occasional gas money.

10: 3 Mistakes To Avoid When Repairing Your Credit
Credit repair can be a tedious process and you may tempt to take short cuts here and there. This is where mistakes are being made which can cost you dearly. This article lists three of the common mistakes.

11: Watch Out for Higher Credit Card Interest Rates
How to get the most out of the credit cards that you use.

12: You Can Get Quality Free Credit Repair
If you want to buy a $20,000 car over a 48-month period, then you should expect to get a 6.5% interest rate and pay $2,700 in interest over the loan's lifetime.

13: 6 Things You Need to Know To Stop Collection Calls
Want to stop harassing collection calls? Arm yourself with some key facts about debt collectors and your rights as a consumer. Be an educated consumer, and take back control of your phone...and your life.

14: Smart Tips & Tricks For Getting Out Of Debt
Getting out of debt takes time but it is possible. Learn where your debt comes from, which debt to get rid of first, and where to go for help.

15: 3 Financial Habits That Can Help Your Credit Score
Getting into debt and having poor credit scores are often the result of poor financial habits. Here are three positive habits that you should start cultivating now.


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